CNAPS Codes

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By: Pascal FROMAGER
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The CNAPS code, which means “China National Automatic Payment System” in Chinese 中国现代化支付系统号, is assigned to all banks in China, including foreign banks. The CNAPS code is twelve digits long. For example, code 50122200000017 for the bank of Hong Kong and Shanghai Banking Co. Dalian, 香港上海汇丰银行有限公司大连分行.

Through its implementation, the Chinese Central Bank aimed to make domestic payments in the Renminbi more efficient between banks and facilitate international banking exchanges. The CNAPS is divided into two subsystems :

  • The CNAPS-HVPS (High-Value Payment System), which covers about 800 cities in China,
  • The CNAPS-BEPS (Bulk-Entry Payment System).

Information in the transfer order of the CNAPS Code is now mandatory for payments to mainland China.

We pointed out its importance in this article on Chinese banking and remittance models in China.

Bank of China –CNAPS Codes list, 中国现代化支付系统号
Bank of China –CNAPS Codes list, 中国现代化支付系统号

The CNAPS Code does not replace the Swift code and is an essential complement for transfers in China.

To obtain a CNAPS code, the best way is to ask your Chinese supplier, or better yet, the bank of your Chinese supplier, but with difficulty, to make yourself understood by your interlocutors because of the language barrier.

To help you, we have listed all bank Chinese bank CNAPS Codes on our website :

List of CNAPS Codes for Mainland China

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Pascal FROMAGER

With more than 25 years of experience navigating the financial, HR, and tax challenges businesses face, I bring a wealth of practical insight to every topic. As a former Chief Financial Officer (CFO) and a graduate of the University of Rennes, I established Juristique to share this expertise in business law. My commitment is to provide ongoing regulatory monitoring and to transform complex administrative publications into clear, precise, and practical resources for readers. All content is rooted in rigorous analysis of official texts and institutional sources, ensuring reliable and regularly updated information.